Built for Canadian claims work

Practical tools for Canadian claims professionals.

Research historical weather, work through claims calculations, and find relevant service providers.

Currently free to use. No account required.

Illustrative sample · not a claim assessment

A calculation you can follow.

Coinsurance worksheet

Property value
$1,000,000
Coinsurance requirement
80% · $800,000
Insurance carried
$600,000
Accepted loss / deductible
$100,000 / $1,000
($600,000 ÷ $800,000) × $100,000 − $1,000
Calculated payment$74,000.00

Assumes a proportional coinsurance clause and deductible after the penalty. Subject to the entered limit and applicable wording.

Open this worksheet →

Three tools. One focused workspace.

Move the file forward.

01 / WEATHER

Start with the record.

Find nearby station observations for a historical date. Review source coverage, station distance and what the evidence can tell you. Current alerts live in their own Weather tab.

Research weather →
02 / CALCULATORS

Make the arithmetic clear.

Work through property, commercial, liability and other claims worksheets. Keep inputs, methods, assumptions and results together.

Open calculators →
03 / DIRECTORY

Find the right contact.

Browse services, filter office locations or stated territories, and open provider details. Check the original website before making an assignment.

Find a provider →

Evidence you can inspect

Sources visible.
Judgment stays with you.

Weather research links to Environment and Climate Change Canada records. Active alerts identify their issuing sources and freshness. Worksheets show their methods, and directory listings link to source websites.

Missing data and source failures are reported as limitations. These tools support research and arithmetic; they do not establish damage, causation, coverage or provider suitability.

Read the tool guidance →

Before you begin

A few practical answers.

What does access cost?

The three tools are currently free to use without an account. There is no checkout or paid plan offered on this site. External sources and professional services may have their own terms and charges.

Does a nearby weather station prove conditions at a property?

No. Station distance, terrain, observation time and gaps affect relevance. Localized hail, wind and flooding may not be captured. Review site evidence and original sources.

Can I keep a copy for my file?

Weather research supports printing to PDF and copying a claims note. Calculator worksheets can be printed or downloaded with their current inputs, results and assumptions. Review the report before retaining it.

Are directory providers endorsed or verified?

A listing is not an endorsement. Where a last-checked date is available it is shown; missing dates are labelled as unavailable. Confirm availability, qualifications and service territory with the provider.

Should I enter confidential claim details?

Use only the information needed for a calculation or location search. Do not enter names, policy numbers or confidential claim narratives. See Privacy for external requests and browser storage.